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Cash Settlements

At Premier Property Claims we offer our customers a property damage claims management along with a full reinstatement service. There is no cost for the service we provide for our customers who instruct us to manage their property damage insurance claim. It is the insurer that pays for any agreed property damage and reinstatement works, provided that:

The customers claim isn’t repudiated
The customers claim is paid and Premier Property Claims have completed the reinstatement works as per the schedule of works agreed

Unlike most loss assessors in Northern ireland, we favour cash settlements for our customers. We are very supportive and experts in helping our customers achieve the best cash settlement for a claim that is possible. However, if after signing the mandate the customer decides to instead take a “cash settlement” from the insurer, and therefore does not allow the Premier Property Claims resresentative to reinstate the property in line with the terms of their mandate and or the schedule of works, then the normal fees/charges will apply:

Fee guidelines:

Site Visits/Scheduling – £35.00 + VAT/hour
Mileage – £0.40 + VAT/mile
Telephone Calls/Letters/E-mails – £12.00 + VAT/Each
We always cap this at 10% of the claim value, so if the calculated charge exceeds this, the free/charge would automatically reduce the overall charge to only 10%.
If we feel that the calculated charge is not reasonable, then we reserve the right to reduce any fees or charges to a value that we deem more reasonable and fairer as determined by our managment.
Any costs we have incurred from the contractors we deal with are charged at face value.