Specialist support for underground drain, sewer, service pipe and utility damage claims across Northern Ireland.
Get Expert Help TodayDetailed investigations to identify hidden underground damage.
Expert support for claims involving excavation and repair works.
Support for homeowners dealing with damaged drains and services.
Claims assistance for businesses, landlords and commercial properties.
Accidental damage can occur to underground drains, sewers, services, cables and pipes in several ways, including differential movement of the subsoil, intrusion by tree roots and damage caused during unrelated excavation works.
This type of damage can affect both domestic and commercial properties and is normally covered by many comprehensive buildings insurance policies.
Insurers may often suggest that damage to underground drains is the result of gradual deterioration rather than an insured event. For this reason, it is important that policyholders seek professional guidance as soon as damage is suspected.
Premier Property Claims has specialist knowledge in dealing with underground drain, pipe and service claims and can help ensure the claim is properly investigated and presented.
One of the most misunderstood areas of underground drain and pipe claims is determining who is actually responsible for repairs.
Underground pipes can often serve multiple properties. Depending upon the age of the drainage system and who benefits from its use, liability for repairs may not always rest with the property owner.
In some cases responsibility may sit with utility providers, local authorities, water authorities or other parties connected to the drainage infrastructure.
Premier Property Claims has the experience and knowledge to identify the appropriate parties and direct the claim correctly from the outset.
Initial assessment of suspected underground damage.
Detailed inspection of drains and underground services where required.
Determining responsibility and identifying relevant parties.
Negotiating directly with insurers and loss adjusters.
Premier Property Claims Loss Assessors can arrange a thorough investigation into the cause of damage to underground drains, including CCTV surveys where appropriate.
We assist clients by preparing a schedule of loss, engaging specialist drainage contractors and negotiating settlement with insurers or their loss adjusters on your behalf.
We also guide policyholders in obtaining appropriate replacement and repair estimates and help ensure all legitimate claims receive proper consideration.
Your insurance company is likely to appoint a loss adjuster or claims handler to deal with your claim, but these representatives act for the insurer. Premier Property Claims acts exclusively for the policyholder.
Insurance policy wording can often be difficult to understand. Our experience in drainage, pipe and subsidence-related claims helps ensure your claim is properly presented and receives the fullest consideration possible.
It is essential that you are represented by your own FCA regulated loss assessor as soon as drainage issues become evident, helping ensure you receive the maximum benefit available under your policy.
Speak with Premier Property Claims today and let our experienced team investigate, prepare and negotiate your underground drains and pipes insurance claim.
Call 0800 193 4323